Blog

Insights for NZ business owners. Mātauranga mō ngā kaipakihi.

Plain-English articles on NZ tax, Xero, GST, and running a small business.

Tough times

If you are Googling bankruptcy at 11pm, read this first.

Hello. We see you. You are looking at numbers that will not work and trying to figure out what happens next. This article does not pretend to be neutral; we want you to feel less…

3 min read

Updates

ACC in 2026: what changed for self-employed and small business

ACC levies were revised for the 2026 levy year. For most self-employed Kiwis the change is small. For some industries (construction, agriculture, transport) it is more noticeable.…

2 min read

Updates

What changed at IRD in 2026, in plain English

IRD made several changes that take effect during the 2026 income year. Most of the news cycle ignored them. Here is the short version of what you actually need to know.

2 min read

Tax tips

Owing IRD money is not the end of the world. Here is the order to pay your debts.

Most people who owe IRD do not need to panic. IRD is actually one of the better creditors to owe money to, as long as you talk to them. Here is how to think about prioritising…

2 min read

Industry

AI is coming for our jobs. Probably not yours. Probably not ours either.

Every second LinkedIn post in January seemed to be either "Accountants are doomed" or "I asked ChatGPT to do my GST return and it actually worked". Here is the unsexy truth from a…

2 min read

Software

Xero keeps raising the price. Should you switch?

Xero raised its prices again in late 2025 and the WhatsApp groups have started up. Should you ditch it for MYOB? Move to a spreadsheet? Use one of those new AI-only tools? Here is…

2 min read

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